/* Shared styles: index.html (shareholder page) and advisors.html (Advisor Resource Center) */
:root {
  --ink: #111518;
  --ink-soft: #4b5257;
  --ink-faint: #6c747a;
  --rule: #cfd4d8;
  --rule-soft: #e5e8eb;
  --util-bg: #212a31;
  --util-ink: #e7eaed;
  --hero-bg: #0f3443;
  --board-bg: #103443; /* background of assets/images/board-banner.png; resample if the image changes */
  --cream: #fbf8e5;
  --soft: #f4f6f7;
  --cyan: #4fd3dc;
  --cyan-edge: #0b3a45;
  --teal: #13596a;
  --teal-tint: #e6f2f4;
  --blue: #0a8cff;
  --blue-ink: #1690f5;
  --gold: #e8a10c;
  --footer-bg: #222a31;
  --link-cyan: #51d1e1;
  --container: 1440px;
  --gutter: 44px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  font-family: "Inter", "Helvetica Neue", Arial, sans-serif;
  color: var(--ink); background: #fff;
  line-height: 1.5; letter-spacing: -0.005em;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; color: inherit; }
ul, ol { list-style: none; }
.container { max-width: var(--container); margin: 0 auto; padding: 0 var(--gutter); }
.icon { width: 20px; height: 20px; stroke: currentColor; fill: none; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; flex: none; }
.arrow { width: 20px; height: 12px; stroke: currentColor; fill: none; stroke-width: 1.5; flex: none; }
.split > *, .finder > *, .fa-top > *, .docs-layout > *, .faq-layout > *, .help-grid > *, .fa-teaser > * { min-width: 0; }
.finder-foot { flex-wrap: wrap; }
.asset-img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: 1; }
section[id], main [id] { scroll-margin-top: var(--sticky-h, 108px); }
.skip-link { position: absolute; left: 16px; top: -60px; z-index: 100; background: var(--ink); color: #fff; padding: 10px 16px; border-radius: 6px; font-size: 14px; font-weight: 600; }
.skip-link:focus { top: 12px; }
.main-nav .nav-home .short { display: none; }
[tabindex="-1"]:focus { outline: none; }
:focus-visible { outline: 2px solid var(--blue); outline-offset: 2px; }

/* ---------- Shared section heading ---------- */
.section { padding: 112px 0 0; }
.eyebrow { display: inline-flex; align-items: center; gap: 10px; font-size: 12px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--teal); margin-bottom: 16px; }
.eyebrow .num { display: inline-grid; place-items: center; width: 24px; height: 24px; border-radius: 50%; border: 1px solid currentColor; font-size: 11px; letter-spacing: 0; }
.section-head { max-width: 860px; margin-bottom: 48px; }
.section-head h2 { font-size: 40px; font-weight: 300; letter-spacing: -0.02em; line-height: 1.2; margin-bottom: 18px; }
.section-head p { font-size: 17px; color: var(--ink-soft); }
.draft-note { display: inline-block; font-size: 12px; color: #7a5a00; background: #fff4d1; border: 1px solid #f1d98b; border-radius: 4px; padding: 2px 8px; }

/* ---------- Buttons ---------- */
.btn-pill {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-width: 164px; height: 48px; padding: 0 30px; border-radius: 999px; font-size: 15px; font-weight: 600;
  background: var(--cyan); border: 1px solid var(--cyan-edge); color: #0b2f37; transition: background .2s;
}
.btn-pill:hover { background: #6fe0e7; }
.btn-outline {
  display: inline-flex; align-items: center; gap: 12px; height: 48px; padding: 0 26px; border-radius: 999px;
  border: 1px solid var(--teal); color: var(--teal); font-size: 15px; font-weight: 600; background: transparent; white-space: nowrap; flex: none;
  transition: background .2s, color .2s;
}
.btn-outline:hover { background: var(--teal); color: #fff; }
.text-link { display: inline-flex; align-items: center; gap: 10px; color: var(--teal); font-weight: 600; font-size: 15px; }
.text-link:hover { text-decoration: underline; }

/* ---------- Utility bar ---------- */
.util-bar { background: var(--util-bg); color: var(--util-ink); font-size: 13px; }
.util-bar .container { display: flex; justify-content: space-between; gap: 24px; height: 32px; align-items: center; }
.util-bar .left { opacity: .85; }
.util-bar .right { display: inline-flex; align-items: center; gap: 8px; }
.util-bar .right a { color: #fff; font-weight: 500; text-decoration: underline; text-underline-offset: 2px; }
.util-bar .icon { width: 14px; height: 14px; }

/* ---------- Header ---------- */
.site-header { background: #fff; }
.header-top { display: flex; align-items: center; justify-content: space-between; padding-top: 26px; padding-bottom: 6px; }
.logo { display: flex; align-items: baseline; gap: 12px; }
.logo img { height: 30px; display: none; }
.logo.has-img img { display: block; }
.logo.has-img .logo-mark, .logo.has-img .logo-sub { display: none; }
.logo-mark { font-family: "Libre Caslon Text", Georgia, serif; font-size: 25px; letter-spacing: -0.02em; color: #111; }
.logo-sub { font-size: 11px; letter-spacing: .09em; font-weight: 500; text-transform: uppercase; }
.header-meta { font-size: 13px; color: var(--ink-soft); text-align: right; line-height: 1.35; }
.header-meta strong { display: block; color: var(--ink); font-weight: 600; font-size: 14px; }

.nav-wrap { position: sticky; top: 0; z-index: 40; background: #fff; border-bottom: 1px solid var(--rule-soft); }
.main-nav { display: flex; align-items: center; gap: 24px; height: 60px; font-size: 14px; }
.main-nav > a { position: relative; white-space: nowrap; }
.main-nav > a.active::after, .main-nav > a:hover::after { content: ""; position: absolute; left: 0; right: 0; bottom: -8px; height: 2px; background: var(--ink); }
.main-nav .spacer { flex: 1; }
.main-nav .nav-fa { padding: 7px 14px; border-radius: 999px; background: var(--teal); color: #fff; font-weight: 600; }
.main-nav .nav-fa:hover::after, .main-nav .nav-fa.active::after { display: none; }
.main-nav .nav-fa:hover { background: #0e4755; }
.main-nav .nav-home { display: inline-flex; align-items: center; gap: 6px; padding-left: 20px; border-left: 1px solid var(--rule); color: var(--ink-soft); }
.main-nav .nav-home .icon { width: 13px; height: 13px; }
.main-nav .nav-home:hover { color: var(--ink); }
.main-nav .nav-home:hover::after { display: none; }

.demo-bar { background: #fff4d1; border-bottom: 1px solid #f1d98b; color: #5c4400; }
.demo-bar .container { display: flex; align-items: center; justify-content: center; gap: 10px; min-height: 38px; padding-top: 8px; padding-bottom: 8px; text-align: center; }
.demo-bar .icon { width: 16px; height: 16px; color: #8a5b00; }
.demo-bar p { font-size: 13.5px; font-weight: 500; }

/* ---------- 1. Hero ---------- */
.hero { background: var(--hero-bg); padding: 40px 0 24px; }
.hero-panel { position: relative; overflow: hidden; background: var(--cream); min-height: 520px; display: flex; align-items: center; }
.hero-copy { position: relative; z-index: 2; padding: 56px 88px; max-width: 820px; }
.hero-copy .eyebrow { color: var(--ink); }
.hero-copy h1 { font-size: 56px; font-weight: 300; letter-spacing: -0.025em; line-height: 1.08; margin-bottom: 24px; }
.hero-copy .lead { font-size: 18px; line-height: 1.55; margin-bottom: 30px; max-width: 600px; }
.meeting-chip { display: inline-flex; align-items: center; gap: 14px; background: #fff; border: 1px solid var(--rule-soft); border-radius: 10px; padding: 12px 18px; margin-bottom: 34px; }
.meeting-chip .icon { width: 26px; height: 26px; color: var(--teal); }
.meeting-chip span { font-size: 13px; color: var(--ink-soft); line-height: 1.35; }
.meeting-chip strong { display: block; font-size: 16px; color: var(--ink); font-weight: 600; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.hero-fa { margin-top: 26px; font-size: 14px; color: var(--ink-soft); }
.hero-fa a { color: var(--teal); font-weight: 600; text-decoration: underline; text-underline-offset: 2px; }
.hero-art { position: absolute; right: 0; top: 0; bottom: 0; width: 52%; z-index: 1; }
.hero-img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: contain; object-position: right bottom; }

/* ---------- 2. Why vote ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.split .section-head { margin-bottom: 0; }
.split .section-head p + p { margin-top: 14px; }
.media { position: relative; aspect-ratio: 16 / 9; overflow: hidden; }

.stats { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 64px; border-top: 1px solid var(--ink); }
.stat { padding: 26px 24px 8px 0; }
.stat + .stat { padding-left: 24px; border-left: 1px solid var(--rule); }
.stat .big { font-size: 52px; font-weight: 300; letter-spacing: -0.03em; line-height: 1; margin-bottom: 12px; }
.stat .label { font-size: 16px; font-weight: 600; margin-bottom: 4px; }
.stat .sub { font-size: 14px; color: var(--ink-soft); }

.proposals { margin-top: 72px; }
.proposals-head { display: flex; justify-content: space-between; align-items: end; gap: 24px; margin-bottom: 20px; }
.proposals-head h3 { font-size: 28px; font-weight: 400; letter-spacing: -0.01em; }
.tabs { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; }
.tab {
  text-align: left; background: #fff; border: 1px solid var(--rule-soft); border-top: 3px solid var(--rule-soft);
  padding: 18px 20px 16px; display: flex; flex-direction: column; gap: 4px; transition: background .2s;
}
.tab:hover { background: #f9fafb; }
.tab[aria-selected="true"] { background: var(--soft); border-color: var(--soft); border-top-color: var(--teal); }
.tab .p-num { font-size: 12px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--teal); }
.tab .p-name { font-size: 18px; font-weight: 500; line-height: 1.3; }
.tab .p-who { font-size: 13px; color: var(--ink-soft); }
.tab .p-kind { align-self: flex-start; margin-top: 6px; font-size: 11px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; padding: 2px 8px; border-radius: 3px; background: #dfe5e8; color: #2f3a40; }
.tab .p-kind.nr { background: #fdebc4; color: #7a4d00; }
.tab-panel { background: var(--soft); padding: 40px; }
.tab-panel[hidden] { display: none; }
.qa-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 36px 40px; }
.qa h4 { font-size: 17px; font-weight: 600; margin-bottom: 8px; display: flex; gap: 10px; align-items: baseline; }
.qa h4 .q { color: var(--teal); font-weight: 600; font-size: 13px; }
.qa p { font-size: 15px; line-height: 1.6; color: #2b3135; }
.qa.explain { background: #fff; border-left: 3px solid var(--gold); padding: 20px 22px; }
.qa.explain h4 { font-size: 15px; font-weight: 600; letter-spacing: 0; color: #8a5b00; }
.qa.explain p { font-size: 16px; font-style: italic; color: var(--ink); }

/* Fund finder */
.finder { margin-top: 72px; display: grid; grid-template-columns: 400px 1fr; gap: 48px; }
.matrix th, .matrix td { white-space: nowrap; }
.finder h3 { font-size: 28px; font-weight: 400; letter-spacing: -0.01em; margin-bottom: 14px; }
.finder .intro p { font-size: 15px; color: var(--ink-soft); margin-bottom: 22px; }
.matrix { width: 100%; border-collapse: collapse; font-size: 14px; }
.matrix th, .matrix td { padding: 10px 8px; text-align: right; border-bottom: 1px solid var(--rule-soft); }
.matrix th:first-child, .matrix td:first-child { text-align: left; padding-left: 0; }
.matrix thead th { font-size: 12px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--ink-faint); border-bottom: 1px solid var(--ink); }
.matrix tfoot td { font-weight: 600; border-bottom: 0; }
.finder-tools { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 14px; }
.finder-tools input, .finder-tools select {
  height: 44px; border: 1px solid var(--rule); border-radius: 6px; padding: 0 14px; font: inherit; font-size: 15px; background: #fff;
}
.finder-tools input { flex: 1; min-width: 220px; }
.fund-table-wrap { border: 1px solid var(--rule-soft); border-radius: 8px; max-height: 420px; overflow: auto; }
.fund-table { width: 100%; border-collapse: collapse; font-size: 14px; }
.fund-table th { position: sticky; top: 0; background: var(--soft); text-align: left; font-size: 12px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--ink-faint); padding: 12px 16px; }
.fund-table td { padding: 12px 16px; border-top: 1px solid var(--rule-soft); vertical-align: middle; }
.badge { display: inline-block; font-size: 12px; font-weight: 600; padding: 2px 8px; border-radius: 3px; margin: 2px 4px 2px 0; background: #dfe5e8; color: #2f3a40; white-space: nowrap; }
.badge.p2 { background: #d9eefc; color: #0b5394; }
.badge.p3 { background: #fdebc4; color: #7a4d00; }
.badge.p4 { background: #e7defa; color: #4b2c91; }
.finder-foot { display: flex; justify-content: space-between; gap: 16px; margin-top: 10px; font-size: 13px; color: var(--ink-faint); }

/* ---------- Board recommendation banner ---------- */
.featured-banner { position: relative; height: 420px; border-radius: 0 0 14px 14px; overflow: hidden; background: var(--board-bg); }
.banner-img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: contain; object-position: left center; }
.featured-card { position: absolute; z-index: 2; top: 10px; right: 0; width: 46%; background: #fff; border-radius: 10px 0 0 10px; padding: 40px 32px 44px; }
.tag { display: inline-block; background: #111; color: #fff; font-size: 12px; font-weight: 500; letter-spacing: .08em; padding: 2px 8px; border-radius: 3px; margin-bottom: 18px; }
.featured-card .tag { background: var(--board-bg); }
.featured-card h3 { color: var(--board-bg); font-size: 30px; font-weight: 400; letter-spacing: -0.015em; line-height: 1.25; margin-bottom: 16px; }
.featured-card p { font-size: 15.5px; line-height: 1.6; margin-bottom: 22px; }

/* ---------- 3. What this means ---------- */
.cards-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.card { border-left: 1px solid var(--rule); padding: 0 8px 0 24px; display: flex; flex-direction: column; }
.card .ico { width: 44px; height: 44px; border-radius: 50%; background: var(--teal-tint); color: var(--teal); display: grid; place-items: center; margin-bottom: 20px; }
.card h3 { font-size: 24px; font-weight: 400; letter-spacing: -0.01em; margin-bottom: 6px; }
.card .verdict { font-size: 14px; font-weight: 600; color: var(--teal); margin-bottom: 12px; display: flex; gap: 6px; align-items: center; }
.card p, .card li { font-size: 15px; line-height: 1.6; color: #2b3135; }
.card ul { margin-top: 8px; }
.card li { padding-left: 16px; position: relative; margin-bottom: 6px; }
.card li::before { content: ""; position: absolute; left: 0; top: .65em; width: 6px; height: 6px; border-radius: 50%; background: var(--gold); }

/* ---------- 4. Advisor resource center ---------- */
.fa-band { background: var(--hero-bg); color: #fff; margin-top: 112px; padding: 96px 0; }
.fa-band .eyebrow { color: var(--cyan); }
.fa-band .section-head p { color: #c9d8de; }
.fa-top { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: start; margin-bottom: 32px; }
.fa-top .video-card { width: 100%; }
.video-card { position: relative; display: block; aspect-ratio: 1670 / 941; overflow: hidden; border-radius: 4px; background: var(--blue); }
.video-card .asset-img { z-index: 2; }

.talking { background: #fff; color: var(--ink); border-radius: 10px; padding: 32px; display: flex; flex-direction: column; }
.talking-head { display: flex; justify-content: space-between; align-items: center; gap: 16px; margin-bottom: 18px; }
.talking h3 { font-size: 24px; font-weight: 400; letter-spacing: -0.01em; }
.copy-btn { display: inline-flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 600; color: var(--teal); background: var(--teal-tint); border: 0; border-radius: 999px; padding: 8px 14px; white-space: nowrap; }
.talking ol { counter-reset: tp; }
.talking li { counter-increment: tp; position: relative; padding: 0 0 14px 40px; font-size: 15px; line-height: 1.55; }
.talking li::before { content: counter(tp); position: absolute; left: 0; top: 0; width: 26px; height: 26px; border-radius: 50%; background: var(--teal-tint); border: 1px solid #cfe3e7; display: grid; place-items: center; font-size: 13px; font-weight: 600; }
.talking .fine { margin-top: auto; padding-top: 12px; font-size: 12px; color: var(--ink-faint); }

.fa-tiles { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: #2c5565; border: 1px solid #2c5565; }
.fa-tile { background: var(--hero-bg); padding: 28px 24px; display: flex; flex-direction: column; gap: 10px; min-height: 196px; transition: background .2s; }
.fa-tile:hover { background: #133e4f; }
.fa-tile .icon { width: 26px; height: 26px; color: var(--cyan); }
.fa-tile h3, .fa-tile h4 { font-size: 18px; font-weight: 500; }
.fa-tile p { font-size: 14px; color: #b9cbd2; line-height: 1.5; }
.fa-tile .go { margin-top: auto; display: inline-flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; color: var(--cyan); }

/* ---------- 5. How to vote ---------- */
.path-select { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 32px; }
.path {
  text-align: left; border: 1px solid var(--rule); background: #fff; border-radius: 10px; padding: 22px 24px;
  display: flex; gap: 16px; align-items: flex-start; transition: border-color .2s, background .2s;
}
.path:hover { border-color: var(--teal); }
.path[aria-selected="true"] { border: 2px solid var(--teal); background: var(--teal-tint); padding: 21px 23px; }
.path .radio { width: 22px; height: 22px; border-radius: 50%; border: 2px solid var(--rule); flex: none; margin-top: 3px; display: grid; place-items: center; }
.path[aria-selected="true"] .radio { border-color: var(--teal); }
.path[aria-selected="true"] .radio::after { content: ""; width: 10px; height: 10px; border-radius: 50%; background: var(--teal); }
.path strong { display: block; font-size: 18px; font-weight: 600; margin-bottom: 4px; }
.path span span { font-size: 14.5px; color: var(--ink-soft); }
.vote-panel[hidden] { display: none; }
.methods { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.method { border: 1px solid var(--rule-soft); border-radius: 10px; padding: 30px 28px; display: flex; flex-direction: column; background: #fff; }
.method .ico { width: 52px; height: 52px; border-radius: 50%; background: var(--teal-tint); display: grid; place-items: center; margin-bottom: 20px; }
.method .ico .icon { width: 26px; height: 26px; color: var(--teal); }
.method h3 { font-size: 24px; font-weight: 400; margin-bottom: 6px; }
.method .when { font-size: 13px; color: var(--ink-faint); margin-bottom: 18px; }
.method ol { counter-reset: st; margin-bottom: 24px; }
.method ol li { counter-increment: st; position: relative; padding-left: 28px; font-size: 15px; margin-bottom: 10px; line-height: 1.5; }
.method ol li::before { content: counter(st) "."; position: absolute; left: 0; font-weight: 600; color: var(--teal); }
.method .action { margin-top: auto; align-self: flex-start; }
.vote-note { margin-top: 24px; display: flex; gap: 14px; align-items: flex-start; background: var(--soft); border-radius: 8px; padding: 18px 22px; font-size: 14.5px; color: #2b3135; }
.vote-note .icon { color: var(--teal); margin-top: 2px; }
.intermediary { display: grid; grid-template-columns: 1.2fr 1fr; gap: 32px; }
.intermediary .method ol li { margin-bottom: 12px; }
.vif { background: var(--soft); border-radius: 10px; padding: 30px 28px; }
.vif h4 { font-size: 18px; font-weight: 600; margin-bottom: 14px; }
.vif-mock { background: #fff; border: 1px solid var(--rule-soft); border-radius: 6px; padding: 18px; font-size: 13px; color: var(--ink-soft); }
.vif-mock .line { height: 8px; background: #eef0f2; border-radius: 4px; margin: 8px 0; }
.vif-mock .ctrl { margin-top: 14px; border: 2px dashed var(--gold); border-radius: 6px; padding: 10px 12px; color: var(--ink); font-weight: 600; letter-spacing: .1em; }
.vif p { font-size: 14px; color: var(--ink-soft); margin-top: 14px; }

.assist-strip { margin-top: 32px; display: flex; align-items: center; gap: 28px; border: 1px solid var(--rule-soft); border-left: 3px solid #1f1f4f; border-radius: 10px; padding: 22px 28px; background: #fff; }
.assist-strip img { height: 30px; width: auto; flex: none; }
.assist-strip p { flex: 1; font-size: 15.5px; color: #2b3135; padding-left: 28px; border-left: 1px solid var(--rule-soft); }
.assist-strip .btn-outline { flex: none; }

/* ---------- 6. FAQ ---------- */
.faq-layout { display: grid; grid-template-columns: 340px 1fr; gap: 64px; }
.faq-side .section-head { margin-bottom: 24px; }
.faq-filter { display: flex; flex-wrap: wrap; gap: 8px; }
.chip { border: 1px solid var(--rule); background: #fff; border-radius: 999px; padding: 7px 14px; font-size: 13px; font-weight: 500; }
.chip[aria-pressed="true"] { background: var(--ink); border-color: var(--ink); color: #fff; }
.faq-list details { border-top: 1px solid var(--rule); }
.faq-list details:last-child { border-bottom: 1px solid var(--rule); }
.faq-list details[hidden] { display: none; }
.faq-list summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 22px 0; font-size: 19px; font-weight: 400; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary .pm { width: 28px; height: 28px; border-radius: 50%; border: 1px solid var(--rule); position: relative; flex: none; }
.faq-list summary .pm::before, .faq-list summary .pm::after { content: ""; position: absolute; left: 50%; top: 50%; width: 11px; height: 1.5px; background: var(--ink); transform: translate(-50%, -50%); }
.faq-list summary .pm::after { transform: translate(-50%, -50%) rotate(90deg); transition: transform .2s; }
.faq-list details[open] summary .pm::after { transform: translate(-50%, -50%) rotate(0); }
.faq-list .answer { padding: 0 64px 26px 0; font-size: 15.5px; line-height: 1.65; color: #2b3135; }
.faq-list .answer p + p { margin-top: 10px; }
.faq-list .answer a { color: var(--teal); font-weight: 600; text-decoration: underline; }
.faq-list .aud { font-size: 11px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--teal); background: var(--teal-tint); border-radius: 3px; padding: 2px 6px; margin-left: 10px; vertical-align: middle; }

/* ---------- 7. Timeline ---------- */
.timeline-band { background: var(--soft); margin-top: 112px; padding: 96px 0; }
.timeline { display: grid; grid-template-columns: repeat(4, 1fr); position: relative; }
.timeline::before { content: ""; position: absolute; left: 14px; right: 14px; top: 14px; height: 2px; background: linear-gradient(90deg, var(--teal) 0%, var(--teal) 100%); opacity: .35; }
.step { position: relative; padding-right: 32px; }
.step .dot { width: 30px; height: 30px; border-radius: 50%; background: #fff; border: 2px solid var(--teal); display: grid; place-items: center; margin-bottom: 24px; position: relative; z-index: 1; }
.step .dot::after { content: ""; width: 10px; height: 10px; border-radius: 50%; background: var(--teal); }
.step.key .dot { background: var(--teal); }
.step.key .dot::after { background: var(--cyan); }
.step .s-label { font-size: 12px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--teal); margin-bottom: 6px; }
.step h3 { font-size: 26px; font-weight: 400; letter-spacing: -0.01em; margin-bottom: 4px; }
.step .date { font-size: 18px; font-weight: 600; margin-bottom: 12px; }
.step .date .tbd { display: inline-block; font-size: 12px; font-weight: 600; letter-spacing: .06em; color: #7a5a00; background: #fff4d1; border: 1px solid #f1d98b; border-radius: 3px; padding: 1px 6px; margin-left: 6px; vertical-align: middle; }
.step p { font-size: 15px; color: var(--ink-soft); line-height: 1.55; }

/* ---------- 8. Documents ---------- */
.docs-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; }
.docs-group h3 { font-size: 22px; font-weight: 500; padding-bottom: 14px; border-bottom: 2px solid var(--ink); margin-bottom: 4px; display: flex; justify-content: space-between; align-items: baseline; gap: 12px; }
.docs-group h3 small { font-size: 12px; font-weight: 500; color: var(--ink-faint); }
.doc { display: grid; grid-template-columns: 44px 1fr auto; gap: 16px; align-items: center; padding: 18px 0; border-bottom: 1px solid var(--rule-soft); }
.doc .ftype { width: 44px; height: 52px; border: 1px solid var(--rule); border-radius: 4px; display: grid; place-items: end center; padding-bottom: 6px; font-size: 10px; font-weight: 700; color: #b3261e; position: relative; background: #fff; }
.doc .ftype::before { content: ""; position: absolute; right: -1px; top: -1px; width: 12px; height: 12px; background: linear-gradient(225deg, #fff 50%, var(--rule) 50%); }
.doc .ftype.web { color: var(--teal); }
.doc .ftype.vid { color: var(--blue-ink); }
.doc h4 { font-size: 16px; font-weight: 500; margin-bottom: 2px; }
.doc p { font-size: 13.5px; color: var(--ink-faint); }
.doc .dl { display: inline-flex; align-items: center; gap: 6px; font-size: 14px; font-weight: 600; color: var(--teal); white-space: nowrap; }
.doc .dl:hover { text-decoration: underline; }
.doc .dl .icon { width: 16px; height: 16px; }
.docs-foot { margin-top: 20px; font-size: 13px; color: var(--ink-faint); }

/* ---------- 9. Help ---------- */
.help-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.help-card { border-radius: 12px; padding: 40px; display: flex; flex-direction: column; }
.help-card.a { background: var(--soft); }
.help-card.b { background: #fff; border: 1px solid var(--rule); }
.help-card .q-kicker { font-size: 13px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--teal); margin-bottom: 10px; }
.help-card h3 { font-size: 30px; font-weight: 300; letter-spacing: -0.015em; line-height: 1.2; margin-bottom: 8px; }
.help-card h3.partner-logo { margin: 2px 0 14px; }
.help-card h3.partner-logo img { height: 64px; width: auto; display: block; }
.help-card .who { font-size: 16px; color: var(--ink-soft); margin-bottom: 28px; }
.contact-rows { display: grid; gap: 16px; margin-bottom: 28px; }
.contact-row { display: flex; gap: 14px; align-items: flex-start; }
.contact-row .icon { width: 22px; height: 22px; color: var(--teal); margin-top: 3px; }
.contact-row small { display: block; font-size: 13px; color: var(--ink-faint); }
.contact-row strong { font-size: 20px; font-weight: 500; }
.contact-row a strong { text-decoration: underline; text-decoration-thickness: 1px; text-underline-offset: 3px; }
.help-card .examples { font-size: 14px; color: var(--ink-soft); border-top: 1px solid rgba(0,0,0,.1); padding-top: 18px; margin-top: auto; }
.help-fa { margin-top: 24px; display: flex; align-items: center; justify-content: space-between; gap: 24px; border: 1px solid var(--rule); border-radius: 12px; padding: 22px 28px; }
.help-fa p { font-size: 15.5px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--footer-bg); color: #fff; margin-top: 128px; padding: 52px 0 32px; }
.footer-cols { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; padding: 0 22px; }
.footer-col h2 { font-size: 22px; font-weight: 500; letter-spacing: -0.01em; padding-bottom: 14px; border-bottom: 2px solid #fff; margin-bottom: 36px; }
.footer-col .row { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.footer-links li { font-size: 15.5px; line-height: 1.25; margin-bottom: 10px; }
.footer-links a { display: inline-flex; align-items: center; gap: 6px; }
.footer-links a:hover { text-decoration: underline; }
.footer-links .icon { width: 13px; height: 13px; }
.contact { font-size: 17px; line-height: 1.5; }
.contact strong { font-weight: 600; }
.contact p + p { margin-top: 2px; }
.contact .gap { margin-top: 16px; }
.contact a { color: var(--link-cyan); text-decoration: underline; }
.footer-help { display: flex; flex-direction: column; gap: 28px; }
.footer-partner { display: flex; align-items: center; gap: 20px; padding-top: 24px; border-top: 1px solid #3a444c; }
.footer-partner small { font-size: 12px; color: #b9c0c6; }
.footer-partner img { height: 52px; width: auto; display: block; }
.disclaimer { margin-top: 96px; font-size: 12px; line-height: 1.55; padding-right: 8px; }
.disclaimer p + p { margin-top: 8px; }
.disclaimer a { text-decoration: underline; }

/* ---------- Chat widget ---------- */
.chat-widget { position: fixed; right: 24px; bottom: 26px; z-index: 50; width: 70px; height: 80px; }
.chat-btn { position: relative; width: 68px; height: 68px; border-radius: 50%; border: 0; background: radial-gradient(circle at 35% 30%, #39b6ff 0%, #0b8cff 60%, #0072e0 100%); box-shadow: 0 6px 16px rgba(0,80,180,.3); display: grid; place-items: center; transition: transform .22s cubic-bezier(.34,1.56,.64,1), box-shadow .22s; }
.chat-btn:hover, .chat-btn:focus-visible { transform: scale(1.15); box-shadow: 0 10px 26px rgba(0,80,180,.42); }
.chat-btn:active { transform: scale(1.05); }
.chat-btn svg { width: 46px; height: 46px; }
.chat-btn .ico-bot, .chat-btn .ico-close { position: absolute; inset: 0; display: grid; place-items: center; transition: opacity .2s, transform .25s; }
.chat-btn .ico-close { color: #fff; font-size: 38px; line-height: 1; opacity: 0; transform: rotate(-90deg); }
.pbot.open .chat-btn .ico-bot { opacity: 0; transform: rotate(90deg); }
.pbot.open .chat-btn .ico-close { opacity: 1; transform: none; }
.chat-close { position: absolute; right: -8px; bottom: 6px; width: 14px; height: 14px; border-radius: 50%; background: #9aa0a6; border: 0; color: #fff; font-size: 10px; line-height: 14px; }

/* ---------- Proxy Assistant panel ---------- */
.pbot-panel { position: fixed; right: 24px; bottom: 112px; z-index: 55; width: 400px; height: min(660px, calc(100vh - 140px)); background: #fff; border-radius: 14px; box-shadow: 0 18px 50px rgba(17,21,24,.28), 0 2px 6px rgba(17,21,24,.12); display: flex; flex-direction: column; overflow: hidden; transform-origin: bottom right; animation: pbotIn .22s ease-out; }
@keyframes pbotIn { from { opacity: 0; transform: translateY(12px) scale(.96); } to { opacity: 1; transform: none; } }
.pbot-head { background: var(--blue); color: #fff; height: 44px; display: flex; align-items: center; justify-content: center; position: relative; font-size: 16px; font-weight: 600; flex: none; }
.pbot-x { position: absolute; right: 10px; top: 50%; transform: translateY(-50%); background: none; border: 0; color: #fff; font-size: 26px; line-height: 1; width: 32px; height: 32px; border-radius: 50%; }
.pbot-x:hover { background: rgba(255,255,255,.18); }
.pbot-intro { display: flex; gap: 16px; align-items: flex-start; padding: 16px 18px 14px; border-bottom: 1px solid var(--rule-soft); background: #fbfcfd; flex: none; }
.pbot-avatar { width: 48px; height: 48px; border-radius: 50%; background: var(--blue); display: grid; place-items: center; flex: none; }
.pbot-avatar svg { width: 36px; height: 36px; }
.pbot-intro strong { display: block; font-size: 16px; margin: 2px 0 6px; }
.pbot-intro p { font-size: 14px; line-height: 1.45; color: #2b3135; }
.pbot-body { flex: 1; overflow-y: auto; padding: 14px 14px 8px; overscroll-behavior: contain; }
.pbot-carousel-wrap { position: relative; }
.pbot-carousel { display: flex; gap: 12px; overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; padding: 0 2px 4px; }
.pbot-carousel::-webkit-scrollbar { display: none; }
.pbot-card { flex: 0 0 272px; scroll-snap-align: start; border-radius: 12px; overflow: hidden; border: 1px solid #d5e6ea; }
.pbot-card-top { background: #d9f3f5; padding: 12px 14px; }
.pbot-card-top strong { display: block; font-size: 15px; margin-bottom: 2px; }
.pbot-card-top span { font-size: 13px; color: #2b3135; }
.pbot-card-list { background: #393c45; display: flex; flex-direction: column; }
.pbot-card-list button { background: none; border: 0; border-top: 1px solid #50545e; color: #fff; font-size: 14.5px; padding: 8px 12px; text-align: center; transition: background .15s; }
.pbot-card-list button:first-child { border-top: 0; }
.pbot-card-list button:hover { background: #4a4e59; }
.pbot-nav { position: absolute; top: 50%; transform: translateY(-50%); z-index: 2; width: 28px; height: 28px; border-radius: 50%; border: 1px solid var(--rule); background: #fff; color: var(--ink); font-size: 20px; line-height: 1; display: grid; place-items: center; box-shadow: 0 2px 6px rgba(0,0,0,.12); }
.pbot-nav.prev { left: -6px; }
.pbot-nav.next { right: -6px; }
.pbot-label { font-size: 13px; color: var(--ink-faint); margin: 16px 2px 8px; }
.pbot-popular { display: flex; flex-direction: column; gap: 8px; }
.pbot-popular button, .pbot-chips button { text-align: left; background: #d9f3f5; border: 0; border-radius: 12px; padding: 10px 14px; font-size: 14px; color: var(--ink); transition: background .15s; }
.pbot-popular button:hover, .pbot-chips button:hover { background: #c3ebee; }
.pbot-log { display: flex; flex-direction: column; gap: 10px; margin-top: 14px; }
.pbot-log:empty { margin-top: 0; }
.pbot-msg { font-size: 14px; line-height: 1.5; border-radius: 14px; padding: 10px 14px; max-width: 86%; }
.pbot-msg.user { align-self: flex-end; background: var(--blue); color: #fff; border-bottom-right-radius: 4px; }
.pbot-row { display: flex; gap: 8px; align-items: flex-end; }
.pbot-mini { width: 28px; height: 28px; border-radius: 50%; background: var(--blue); display: grid; place-items: center; flex: none; }
.pbot-mini svg { width: 21px; height: 21px; }
.pbot-msg.bot { background: var(--soft); color: var(--ink); border-bottom-left-radius: 4px; }
.pbot-msg.bot ul { margin: 6px 0 2px 18px; list-style: disc; }
.pbot-msg.bot li { margin-bottom: 4px; }
.pbot-msg.bot a { color: var(--teal); font-weight: 600; text-decoration: underline; }
.pbot-link { display: flex; width: max-content; max-width: 100%; align-items: center; gap: 6px; margin-top: 10px; background: #fff; border: 1px solid var(--teal); color: var(--teal); border-radius: 999px; padding: 5px 12px; font-size: 13px; font-weight: 600; }
.pbot-link:hover { background: var(--teal); color: #fff; }
.pbot-chips { display: flex; flex-wrap: wrap; gap: 6px; padding-left: 36px; }
.pbot-chips button { padding: 7px 12px; font-size: 13px; border-radius: 999px; }
.dots { display: inline-flex; gap: 4px; padding: 4px 0; }
.dots i { width: 7px; height: 7px; border-radius: 50%; background: #8c949a; animation: pbotDot 1s infinite ease-in-out; }
.dots i:nth-child(2) { animation-delay: .15s; }
.dots i:nth-child(3) { animation-delay: .3s; }
@keyframes pbotDot { 0%, 80%, 100% { opacity: .3; transform: translateY(0); } 40% { opacity: 1; transform: translateY(-3px); } }
.pbot-input { display: flex; align-items: center; border-top: 1px solid var(--rule-soft); padding: 6px 8px 6px 14px; flex: none; }
.pbot-input input { flex: 1; border: 0; outline: none; font: inherit; font-size: 14px; height: 40px; }
.pbot-input button { border: 0; background: none; font-size: 14px; font-weight: 600; color: var(--blue-ink); padding: 8px 10px; border-radius: 8px; }
.pbot-input button:disabled { color: #9aa0a6; cursor: default; }
.pbot-input button:not(:disabled):hover { background: #e8f3fe; }
.pbot-foot { font-size: 11px; color: var(--ink-faint); text-align: center; padding: 0 0 8px; flex: none; }
@media (max-width: 600px) {
  .main-nav > a { min-height: 44px; display: inline-flex; align-items: center; }
  .main-nav > a.active::after, .main-nav > a:hover::after { bottom: 6px; }
  .text-link, .doc .dl, .util-bar .right a, .unlock-state button { min-height: 44px; display: inline-flex; align-items: center; }
  .util-bar .container { height: auto; min-height: 44px; }
  .fund-table th:nth-child(4), .fund-table td:nth-child(4) { display: none; }
  .fund-table th, .fund-table td { padding: 10px 12px; }
  .pbot-panel { right: 8px; left: 8px; width: auto; bottom: 100px; height: calc(100vh - 120px); }
  .pbot-card { flex-basis: 240px; }
}
@media (prefers-reduced-motion: reduce) {
  .chat-btn, .pbot-panel, .dots i { transition: none; animation: none; }
}
.chat-shadow { position: absolute; left: 14px; bottom: -2px; width: 40px; height: 6px; border-radius: 50%; background: rgba(0,0,0,.12); }
.toast { position: fixed; left: 50%; bottom: 32px; transform: translate(-50%, 20px); background: var(--ink); color: #fff; padding: 10px 18px; border-radius: 999px; font-size: 14px; opacity: 0; transition: .25s; z-index: 60; pointer-events: none; }
.toast.show { opacity: 1; transform: translate(-50%, 0); }

[hidden] { display: none !important; }

/* ---------- J.P. Morgan mark in the help card (text wordmark until jpmam-logo.svg is supplied) ---------- */
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0; }
.help-card h3.jpm-logo { display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; min-height: 64px; align-content: center; }
.help-card h3.jpm-logo img { display: none; height: 52px; }
.help-card h3.jpm-logo.has-img img { display: block; }
.help-card h3.jpm-logo.has-img .logo-mark, .help-card h3.jpm-logo.has-img .logo-sub { display: none; }
.help-card h3.jpm-logo .logo-mark { font-family: "Libre Caslon Text", Georgia, serif; font-size: 40px; font-weight: 400; letter-spacing: -0.02em; color: #111; line-height: 1; }
.help-card h3.jpm-logo .logo-sub { font-size: 13px; font-weight: 500; letter-spacing: .09em; text-transform: uppercase; color: var(--ink); }

/* ---------- Video poster (supplied thumbnail replaces the drawn card) ---------- */
.video-card .play-hover { position: absolute; inset: 0; z-index: 4; display: grid; place-items: center; opacity: 0; transition: opacity .2s; background: rgba(0,0,0,.18); }
.video-card .play-hover span { width: 76px; height: 76px; border-radius: 50%; background: rgba(255,255,255,.92); display: grid; place-items: center; box-shadow: 0 8px 24px rgba(0,0,0,.25); }
.video-card .play-hover span::after { content: ""; border-left: 22px solid var(--ink); border-top: 14px solid transparent; border-bottom: 14px solid transparent; margin-left: 6px; }
.video-card:hover .play-hover, .video-card:focus-visible .play-hover { opacity: 1; }

/* ---------- Advisor entry points (shareholder page) ---------- */
.nav-fa .icon, .btn-lock .icon { width: 14px; height: 14px; }
.main-nav .nav-fa { display: inline-flex; align-items: center; gap: 7px; }
.main-nav .nav-fa.current { box-shadow: 0 0 0 2px #fff, 0 0 0 4px var(--teal); }
.fa-teaser { display: grid; grid-template-columns: 1.1fr 1fr; gap: 56px; align-items: center; }
.fa-teaser .section-head { margin-bottom: 28px; }
.fa-teaser-list { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: #2c5565; border: 1px solid #2c5565; }
.fa-teaser-list li { background: var(--hero-bg); padding: 18px 20px; display: flex; gap: 12px; align-items: center; font-size: 15px; color: #e3ecef; }
.fa-teaser-list .icon { color: var(--cyan); width: 22px; height: 22px; }
.btn-lock { display: inline-flex; align-items: center; gap: 10px; }
.fa-teaser .access-note { margin-top: 16px; font-size: 13px; color: #9fb6be; }
.docs-fa-card { background: var(--hero-bg); color: #fff; border-radius: 12px; padding: 36px; display: flex; flex-direction: column; align-items: flex-start; gap: 14px; }
.docs-fa-card .icon { width: 30px; height: 30px; color: var(--cyan); }
.docs-fa-card h3 { font-size: 24px; font-weight: 400; }
.docs-fa-card p { font-size: 15px; color: #c9d8de; }
.docs-fa-card ul { font-size: 14.5px; color: #e3ecef; display: grid; gap: 6px; margin: 4px 0 10px; }
.docs-fa-card li { padding-left: 16px; position: relative; }
.docs-fa-card li::before { content: ""; position: absolute; left: 0; top: .6em; width: 6px; height: 6px; border-radius: 50%; background: var(--cyan); }

/* ---------- Advisor page ---------- */
.page-hero { background: var(--hero-bg); color: #fff; padding: 72px 0 64px; }
.page-hero .eyebrow { color: var(--cyan); }
.page-hero h1 { font-size: 52px; font-weight: 300; letter-spacing: -0.025em; line-height: 1.1; margin-bottom: 18px; }
.page-hero p.lead { font-size: 18px; color: #c9d8de; max-width: 760px; }
.page-hero .crumb { font-size: 14px; color: #9fb6be; margin-bottom: 28px; display: inline-flex; gap: 8px; align-items: center; }
.page-hero .crumb a { color: #fff; text-decoration: underline; text-underline-offset: 2px; }
.page-hero .hero-meta { display: flex; flex-wrap: wrap; gap: 12px 28px; margin-top: 28px; font-size: 14px; color: #e3ecef; }
.page-hero .hero-meta span { display: inline-flex; gap: 8px; align-items: center; }
.page-hero .hero-meta .icon { color: var(--cyan); width: 18px; height: 18px; }
.unlock-state { display: inline-flex; align-items: center; gap: 12px; margin-top: 28px; font-size: 14px; color: #c9d8de; }
.unlock-state .pill { display: inline-flex; align-items: center; gap: 6px; background: rgba(79,211,220,.15); color: var(--cyan); border-radius: 999px; padding: 5px 12px; font-weight: 600; }
.unlock-state button { background: none; border: 0; color: #fff; text-decoration: underline; text-underline-offset: 2px; font-size: 14px; }

.gate-wrap { background: var(--soft); padding: 88px 0 104px; }
.gate { max-width: 560px; margin: 0 auto; background: #fff; border-radius: 14px; padding: 44px; box-shadow: 0 1px 2px rgba(0,0,0,.06), 0 12px 32px rgba(15,52,67,.08); }
.gate .lock { width: 56px; height: 56px; border-radius: 50%; background: var(--teal-tint); color: var(--teal); display: grid; place-items: center; margin-bottom: 22px; }
.gate .lock .icon { width: 26px; height: 26px; }
.gate h2 { font-size: 30px; font-weight: 300; letter-spacing: -0.015em; margin-bottom: 10px; }
.gate > p { font-size: 15.5px; color: var(--ink-soft); margin-bottom: 26px; }
.gate label.field { display: block; font-size: 14px; font-weight: 600; margin-bottom: 8px; }
.gate .pw { display: flex; border: 1px solid var(--rule); border-radius: 8px; overflow: hidden; margin-bottom: 18px; }
.gate .pw:focus-within { border-color: var(--teal); box-shadow: 0 0 0 3px var(--teal-tint); }
.gate .pw input { flex: 1; border: 0; height: 50px; padding: 0 16px; font: inherit; font-size: 16px; outline: none; }
.gate .pw button { border: 0; background: none; padding: 0 16px; font-size: 13px; font-weight: 600; color: var(--teal); }
.gate .attest { display: flex; gap: 12px; align-items: flex-start; font-size: 14px; color: #2b3135; margin-bottom: 24px; cursor: pointer; }
.gate .attest input { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--teal); flex: none; }
.gate .btn-pill { width: 100%; }
.gate .error { display: none; margin-top: 14px; font-size: 14px; color: #b3261e; background: #fdecea; border-radius: 6px; padding: 10px 14px; }
.gate .error.show { display: block; }
.gate .gate-help { margin-top: 26px; padding-top: 20px; border-top: 1px solid var(--rule-soft); font-size: 14px; color: var(--ink-soft); }
.gate .gate-help a { color: var(--teal); font-weight: 600; text-decoration: underline; }
.gate.shake { animation: shake .35s; }
@keyframes shake { 20%, 60% { transform: translateX(-8px); } 40%, 80% { transform: translateX(8px); } }

.fa-page .section:first-child { padding-top: 88px; }
.fa-page .fa-top { margin-bottom: 0; }
.fa-page .talking { border: 1px solid var(--rule-soft); }
.fa-page .fa-tiles { background: var(--rule-soft); border-color: var(--rule-soft); }
.fa-page .fa-tile { background: #fff; color: var(--ink); }
.fa-page .fa-tile:hover { background: var(--soft); }
.fa-page .fa-tile .icon { color: var(--teal); }
.fa-page .fa-tile p { color: var(--ink-soft); }
.fa-page .fa-tile .go { color: var(--teal); }
.glance { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.glance-card { border-top: 3px solid var(--teal); background: var(--soft); padding: 24px; }
.glance-card .p-num { font-size: 12px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--teal); }
.glance-card h3 { font-size: 20px; font-weight: 500; margin: 6px 0 4px; }
.glance-card .who { font-size: 13.5px; color: var(--ink-soft); margin-bottom: 14px; }
.glance-card p.simple { font-size: 15px; font-style: italic; border-left: 3px solid var(--gold); padding-left: 12px; }
.glance-foot { margin-top: 20px; }
.contact-strip { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.contact-strip > div { border: 1px solid var(--rule-soft); border-radius: 10px; padding: 26px; }
.contact-strip small { display: block; font-size: 12px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--teal); margin-bottom: 8px; }
.contact-strip strong { display: block; font-size: 19px; font-weight: 500; margin-bottom: 4px; }
.contact-strip p { font-size: 14px; color: var(--ink-soft); }
.contact-strip img { height: 40px; width: auto; margin-bottom: 10px; }

/* ---------- Responsive ---------- */
@media (max-width: 1200px) {
  .main-nav { overflow-x: auto; scrollbar-width: none; gap: 16px; }
  .main-nav::-webkit-scrollbar { display: none; }
  .main-nav .nav-home .long { display: none; }
  .main-nav .nav-home .short { display: inline; }
  .header-meta { font-size: 12px; }
  .glance { grid-template-columns: repeat(2, 1fr); }
  .main-nav { gap: 18px; font-size: 13px; }
  .cards-4, .fa-tiles { grid-template-columns: repeat(2, 1fr); }
  .cards-4 { row-gap: 48px; }
  .qa-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-art { width: 56%; opacity: .5; }
  .featured-card { width: 60%; }
}
@media (max-width: 1000px) {
  .main-nav { overflow-x: auto; scrollbar-width: none; }
  .main-nav .spacer { flex: 0 0 8px; }
  .finder, .faq-layout { grid-template-columns: 1fr; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .stat:nth-child(3) { padding-left: 0; border-left: 0; }
  .stat:nth-child(n+3) { border-top: 1px solid var(--rule); }
  .methods { grid-template-columns: 1fr; }
  .intermediary, .docs-layout { grid-template-columns: 1fr; }
}
@media (max-width: 860px) {
  :root { --gutter: 16px; }
  .section { padding-top: 72px; }
  .section-head h2 { font-size: 30px; }
  .util-bar .left { display: none; }
  .util-bar .container { justify-content: center; }
  .header-meta { display: none; }
  .hero-panel { min-height: 0; flex-direction: column; align-items: stretch; }
  .hero-copy { padding: 36px 24px; }
  .hero-copy h1 { font-size: 40px; }
  .hero-art { position: relative; width: 100%; height: 220px; opacity: 1; }
  .split, .fa-top, .path-select, .help-grid, .footer-cols, .footer-col .row, .cards-4, .fa-tiles, .qa-grid { grid-template-columns: 1fr; }
  .tabs { grid-template-columns: 1fr 1fr; }
  .tab-panel { padding: 24px; }
  .stats { grid-template-columns: 1fr; }
  .stat, .stat + .stat { padding-left: 0; border-left: 0; border-top: 1px solid var(--rule); }
  .stat:first-child { border-top: 0; }
  .featured-banner { height: auto; display: flex; flex-direction: column; }
  .banner-img { position: relative; height: 200px; object-fit: cover; object-position: 25% center; }
  .featured-card { position: relative; width: 100%; border-radius: 0; top: 0; padding: 28px 24px; }
  .fa-band, .timeline-band { padding: 64px 0; margin-top: 72px; }
  .timeline { grid-template-columns: 1fr; gap: 32px; }
  .timeline::before { left: 14px; right: auto; top: 14px; bottom: 14px; width: 2px; height: auto; }
  .step { padding-left: 52px; padding-right: 0; }
  .step .dot { position: absolute; left: 0; top: 0; }
  .faq-list .answer { padding-right: 0; }
  .help-card { padding: 28px 24px; }
  .help-fa { flex-direction: column; align-items: flex-start; }
  .assist-strip, .footer-help { flex-direction: column; align-items: flex-start; gap: 16px; }
  .assist-strip p { padding-left: 0; border-left: 0; }
  .footer-cols { padding: 0; gap: 40px; }
  .disclaimer { margin-top: 56px; }
  .fa-teaser, .fa-teaser-list, .glance, .contact-strip { grid-template-columns: 1fr; }
  .page-hero { padding: 48px 0; }
  .page-hero h1 { font-size: 36px; }
  .gate-wrap { padding: 48px 0 64px; }
  .gate { padding: 28px 22px; }
  .docs-fa-card { padding: 28px 24px; }
}